For Federal & SDL Employees
FERS, TSP, and a clearance-aware plan for a federal career.
A federal pension, a growing TSP, deferred comp, and decisions that reward getting the details right. We help SDL and federal employees plan retirement with precision.
What we hear from federal employees
- You have a substantial TSP and want to know when and whether to use the Roth side.
- You’re coordinating a FERS pension, the TSP, and Social Security across your retirement.
- You have deferred comp or options and want them handled in the same plan.
- You want education funding, including 529s, built in without derailing retirement.
What we plan around
Roth TSP timing
Deciding when Roth contributions and conversions actually pay off for your bracket.
FERS pension coordination
Sequencing the pension, TSP withdrawals, and Social Security tax-efficiently.
Deferred comp and options
Folding additional compensation into one coherent plan.
529s and education funding at scale
Funding education goals without compromising the retirement plan.
The Adams Wealth Plan™
A disciplined process, built around you.
Planning isn’t a one-time event. It’s an ongoing relationship that adapts as your life and the markets change. Explore each step below.
Why federal employees work with us
We manage money in-house and understand the SDL and federal compensation world, including the details a clearance-holding professional cares about. You get a precise plan, not a generic one.
We're not selecting on the headlines. We're selecting on the fundamentals.
Let’s get the details right.
A no-obligation review of your TSP, pension, and retirement income plan. Fee-only, and local to Cache Valley.