Your Needs

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Estate Planning

We work with you to ensure your affairs are in order, guaranteeing your legacy and ensuring your wealth is dispersed according to your wishes. We work with local estate attorneys for your convenience and peace of mind.

Our services include:

• Establishing Trusts and Foundations
• Asset Titling
• Trust Funding
• Estate Tax Optimization
• Gifting Strategies and Charitable Donations
• Limited Partnership Strategies

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Retirement Planning

Can I retire? If I did retire now, what would my income look like? How much do I need to set aside to ensure I can do all the things I plan to do?

It is natural to have a lot of questions about retirement. And with our comprehensive approach to planning, we can answer them all with confidence.

We can help you with all aspects of your retirement planning, including:

• Income Maximization Planning
• Social Security Planning
• Tax Strategy Optimization
• Medicare Planning
• Charitable Giving

We can help you make provisions for any long-term care you may need in the future.

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Investment Management

We invest for the long term and structure our portfolios to deliver on your goals. Your financial future will not be determined by a quarterly statement.

Flexible

In a world that is constantly changing, our investment strategies are designed to be flexible. That does not mean set it and forget it, nor does it mean whipsawing in and out of the market. It means identifying investments that offer higher potential upside and/or avoiding areas of the market. We follow an active top-down global macroeconomic approach. Our investment professionals have extensive experience, investment credentials and a deep passion for the market.

Comprehensive

The world is bigger than just the S&P 500, the US or even stocks and bonds. Therefore, our portfolio management offering includes a range of alternative investments, including structured products, derivatives strategies, and private equity investments.

Disciplined

Our investment philosophy revolves around active management, underpinned by strict risk management. Markets are inherently unpredictable, and our goal is to keep your plan on track, regardless of economic conditions. We will also assess your existing investments to help you optimize your portfolio, ensuring it matches your risk appetite and returns expectations, and fits in with your overall plan.

Impartial

Our advice is always informed and impartial because our advisors have no incentives to steer you towards specific investments or strategies. Our only goal is to ensure your money is working as hard for you as it can. Delivering on your plan is always our highest priority.

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Advanced Tax Planning

We will help you optimize your tax arrangements to ensure you do not pay more than you need to, leaving you with more of your money to set aside for other purposes. Our tax experts can help you with a range of services, including:

• Tax Minimization Strategies
• Retirement Distribution & Income Scheduling
• Charitable Gifting
• Strategic Asset Management
• 1031 Exchange
• Roth Conversion Strategies
• Estate Structuring
• Business Sale Tax Planning
• Entity Structuring
• Strategic Tax Purchases

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Risk Analysis

There is often a role for insurance in a financial plan, but we often find it is over emphasized by our competitors due to high commissions and minimal ongoing service requirements.

Where insurance is appropriate, we will recommend it in amounts dictated by the plan, not by commissions. If any insurance recommendations generate a commission for us, we donate all proceeds to charity to guarantee the impartiality of our advice.

We offer:

• Gap Analysis
• Life Analysis
• Auto and Home Analysis
• Umbrella Analysis

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Charitable Planning

Leverage your wealth and create a lasting legacy through charitable giving. Our team provides quality advice to maximize the impact of your donation, while optimizing personal tax benefits. We work with you to develop a charitable plan tailored to the causes that are most important to you. Make the most of your generosity by integrating your values with your tax and estate planning.

• Legacy Planning
• Donor Advised Fund Creation and Management
• Private Foundations
• Donations in Kind
• Tax Benefit Optimization - Gifts & Donations

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Business Owners

Are you thinking of selling your business? Or planning your retirement and looking to secure your company’s future after you leave? We have worked with many businesses on sales and succession planning and can help you make the appropriate arrangements.

Approach the future safe in the knowledge that your company is left in the right hands.

• Business Structuring
• Family Transition
• Buy/Sell Agreement
• Valuation and Tax Impact Guidance
• Business Sale Construct and Tax Minimization Plans
• Personal Financial Transition from a Business Sale